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The need for health insurance is recognized by all as a must have coverage. The main reason to have it is simple: it can prevent you from facing financial ruin if there is a catastrophic illness or accident involving you or your family. At such a time, it is hard enough to deal with your health problems without the added knowledge that huge medical bills are exhausting your savings and future financial independence. You probably already know health insurance is something you should never be without. Individual VS Group Health Insurance There are two general categories of health insurance available today: individual and group. Generally, a good health insurance policy will cover several types of medical requirements. For physician’s fees, insurance should cover both office and hospital visits. In relation to the hospital, insurance should pay for your room and your services while there, although some treatments may be written into the policy as optional. Surgical fees and related costs, as well as lab and x-ray services, are usually covered also. There are many options that can be written into a policy. Whether you are shopping for either individual or group insurance, you should put thought into the specifics of what you and your family need. Quotes from Top Health Insurance Carriers Our service gets you connected to the top health insurance carriers in the country and let's you choose the one that best fits your needs and budget. We present your coverage needs to every major health insurance carrier in California, including: Aetna, Assurant Health, Anthem Blue Cross, Blue Shield Health Plans, CIGNA, Fortis, Guardian, Healthnet, HealthPartners, Humana, Kaiser Permanente, Pacificare, Prudential, Unicare, United Healthcare, and many others. Many Types of Group Health Plans to Choose From In addition to our huge selection of health insurance carriers, we have literally thousands of products and plan types available. Whether you're looking for a family or individual plan, a self employed plan, a group plan, a child-only policy, or an affordable student health plan, we have many options to choose from. Even seniors and high risk applicants are covered here, with hundreds of Medicare supplement policies, high risk health plans, and health discount cards to choose from. Finally, we offer flexibility in choosing the type of policy that is right for you, including PPO plans, HMO plans, Health Savings Accounts, point-ofservice plans, and more. A Fast, Free, and Easy Way to Find Group Health Coverage Our process is fast, easy, and free! Simply enter your basic information into our online forms (your information will be kept safe on our secure servers and never used for any purpose other than providing your insurance quotes). After you have completed our short online questionnaire, you will receive free quotes from many of the top companies listed above. Additionally, we will answer any questions you may have about coverage, and assist you in every step of the buying process. |
Group & Individual Health Insurance |